Paypal Alternatives: 13 Websites For Receiving And Sending Money to Nigeria

Paypal Alternatives: 13 Websites For Receiving And Sending Money to Nigeria

Paypal is a payment platform that operates and manages online payments in many countries all over the world. The American company focuses on payments made online and makes a very good alternative to former and older methods of transferring money like checks, etc. Paypal was founded in December 1998 in California, United States and since then, it has advanced to be the default payment system for many online transactions. It is very fast, reliable and secure. But sadly, Nigerians cannot conveniently send and receive money with Paypal because of internet scams by some Nigerians in the past.

Well, the good news is that there are alternatives to Paypal! So, If Paypal is not available in your country, or for one reason or the other, you can’t use Paypal, don’t worry, because, in this listicle, we will take you through 13 fantastic alternatives to Paypal that we highly recommend. These platforms we recommend are highly tested and trusted. Let’s dive into it.

Paypal Alternatives: 13 Websites For Receiving And Sending Money to Nigeria


Payoneer is arguably the most popular Paypal alternative on the internet. And rightfully so. While using Payoneer, there is no cause for you to worry. Because there are thousands of other users like you that use Payoneer every day. It is a highly tested and trusted platform for your online money transactions. Payoneer allows you to get paid by your clients and from any marketplace around the world. Payoneer offers you a highly simplified method of getting paid. Also, Payoneer offers its millions of users reduced payment fees by up to 71%. You can get paid in USD, EUR, GBP, JPY and 3 more popular world currencies. Also, you can easily withdraw your funds to your bank account or at any ATM wherever you are in the world. All you need to get started is to sign up for an account and start receiving your global payments on the simple Payoneer platform.

Transfergo offers you a very fast way to send money to over 60 countries of the world despite their proclaimed low fee of the transaction. They also promise that you will face absolutely no hassles while sending your money or receiving it. Transfergo allows you to transfer money as fast as within 30 minutes, also you can make weekend transfers as well. Transfergo also does not charge their users any hidden costs according to their website. All you have to do is to go to their website and sign up for an account. You can also download the Transfergo app either on Android or Apple store.

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Transferwise has up to 9 million customers that use their platform to send and receive money from all over the world. The platform is FCA regulated and they also use real exchange rates. Transferwise also promises that they don’t charge their customers any pesky or hidden fees. In order to use Transferwise to carry out global transactions, you will first need to register for an account with them for free. Then next thing is to choose the specific amount you want to send to someone. Then, you add the recipient’s bank account details. After that, you will need to verify your identity and proceed to send your money.

Western Union/Alat

With Alat, you can choose to save your money on their platform, choose and plan how you will spend your money, and take loans if you want from the Alat platform. You can get the Alat app from Google Playstore or Apple store. All you need to use the Alat platform is to sign up for an account, that is register. You can register for an Alat account with your BVN and your phone number. It’s not more complex than that. You can also receive Western Union payments with ALAT. We wrote about it here.

Xoom: A Paypal Service

Xoom is a Paypal service with which you can send money abroad. With Xoom, you can send money to any bank account in the world. Someone can send cash for pickup at any of Xoom’s partner locations all around the world, you can also have cash delivered directly to the door of your recipient. Xoom claims to have excellent 24/7 customer service, up to date email notifications, clear and direct pricings and more.

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WorldRemit promises you a better way to send money anywhere. WorldRemit is a very simple platform to use for your global transactions. You don’t need to visit an agent before you can carry out any transactions. With WorldRemit, you can send money to up to 130 countries of the world in 70 different currencies. All this can be done either from a computer or a smartphone. WorldRemit also claims to have industry-leading technology and most of their users’ transactions are completed in minutes.


MoneyGram is a very fast, easy and reliable Paypal alternative that a lot of people use as well. All you need to do is to find a location you want to transfer money to and then make your transfer. With Moneygram, you can send money for pick-up, because they have up to 350,000 agents worldwide. You can also send cash directly to a bank account, and you can personally receive money too with MoneyGram. They are partners with more than 400 banks in the world.


Over 3 million users use Remitly to carry out financial transactions globally. Once you join Remitly and transfer money to a recipient, the transaction is completed within minutes. And the status of your transaction is frequently updated to you and the receiver. Also, you can save on transfer fees with Remitly. They offer to send your US Dollars with as low as $2.49 as fees. All you need for a Remitly account is your email address, the recipient’s name and full address and your bank account information.

Azimo sends money to Nigeria but the site did not load for me until I changed my VPN to another country. Azimo also offers a cheap and faster means of transferring money globally. You can choose to send money using their website or you could download their app from your device’s store. Most transfer transactions are completed within 1 hour or less to up to 80 countries around the world.


Xe allows you to carry out online money transfers to up to 220 countries around the world. Xe Money claims to be fast, easy and has processed up to $115 billion in the past year. Transactions like transfers can only be carried out from the United Kingdom though.

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With Xpressmoney, you can carry out online global financial transactions to up to 170 and more countries around the world. Simply go to their website, choose the country you are sending money from, choose the country you want to send money to, and choose how the money will be delivered.


With SendValu, you can carry out global financial transactions very easily. You just need to register for a SendValu account, wait to get verified and carry out your first financial transaction on the platform. Most times, these 3 processes take only 1 day or 2 business days to complete.


In order to get started with Currencyfair, you need to install their app on your device from the store. You can send money overseas at very good exchange rates and clear fees. Currencyfair claims to be 8x cheaper than bank transfers. They accept up to 150 countries and over 20 world currencies.


Sendwave allows you to make instant, affordable money transfers from countries in North America and Europe (USA, UK, Canada, France, Italy, Spain, and Ireland) to countries in Africa (Kenya, Uganda, Tanzania, Ghana, Nigeria, Senegal, and Liberia) and Asia (Bangladesh, Sri Lanka, Vietnam, The Philippines & Thailand).

More Platforms (Monito)

Another bonus platform that we should include is Monito allows you to send money abroad for very cheap fees. They claim to offer the best exchange rates and offer real-time rate comparisons. You can choose to send in any of their acceptable currencies to any other world countries.


These over 13 platforms recommended above are great alternatives to the popular Paypal that you should definitely give a try. There is no harm in trying other platforms. You never can tell, but be careful. If any other alternative has worked for you, please feel free to share below. Thank you

Paypal Alternatives: 13 Websites For Receiving And Sending Money to Nigeria
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